Invest. Renovate. Build. Scale.
Close More Deals with Fast, No-Hassle Private Lending
we Specialize in fast, flexible real estate financing for residential investors. Whether you're flipping a property, building from the ground up, or growing your rental portfolio, we offer creative solutions designed to meet your investment goals—without the red tape.
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DSCR & Private Money Loans Built for Serious Investors
who we are?
Your Trusted Partner in Private Money Lending
With no income docs, no employment verification, and no personal debt-to-income checks, our loans are tailored for real estate entrepreneurs who need speed, simplicity, and service.
why choose us?
Secure the Capital You Need Fast. Simple. Reliable
FIX AND FLIP
DSCR - 1ST & 2ND
GROUND UP CONSTRUCTION
Client Satisfaction
Personalized Solutions
Exceptional Customer Service
We simplify the path to real estate investment success.
Our dedicated team is here to help you through every step, offering expert insight and tailored financing solutions. Whether you're flipping, building, or scaling your rental portfolio, we’ll help turn your investment goals into reality.
No tax returns or job verification needed
Fast proof-of-funds & term sheets—available 24/7
No payments during construction phase on select loans
Partner-friendly: JV up to 6 investors
We finance reserves and accept escrow receipts for qualifying loans
what we offer ?
Fast, Flexible Funding for Real Estate Deals That Can't Wait
We simplify the private lending process so you can move fast, close deals, and grow your real estate portfolio. Our tailored solutions and expert support ensure a smooth journey, empowering you to achieve your goals with confidence.
Bridge Loans
Bridge loans provide short-term funding to help you close quickly secure new investment properties, or transition between projects, without waiting on traditional financing.
Fast Approvals and Quick Closings: Get the capital you need to close deals on time
Custom Bridge Loan Solutions: Flexible terms structured around your investment strategy and exit plan
Keep your Projects Moving: Use short-term financing to transition between properties, cover gaps, or secure time-sensitive opportunities
DSCR 1ST & 2ND
DSCR (rental loans) help you finance investment properties, making it easier to generate rental income.
Tailored Financing: Custom loans for investment properties.
Competitive Rates: Favorable terms for better returns.
Expert Support: Guidance throughout the process.
Ground-Up Construction
Build with confidence from the ground-up. Our private money construction loans are secured by a first-position mortgage and designed to fund both the land and the full build-out, with flexible terms that work for investors, builders, and developers.
Up to 75% of Land Purchase or Refinance + 100% Construction Financing: Fund both acquisition and build costs with a single loan- perfect for maximizing leverage
No Monthly Loan Payments During Construction: Financed reserves cover interest payments, freeing up your cash flow during the build
Raw Land
Our consultation services provide personalized guidance to help you navigate the mortgage process effectively.
Expert Advice: Tailored mortgage strategies for your needs.
Comprehensive Reviews: In-depth analysis of your financial situation.
Ongoing Support: Assistance at every step of your journey.
Refinancing
Refinancing allows you to adjust your mortgage terms, potentially lowering your monthly payments and saving on interest.
Lower Rates: Access competitive interest rates for savings.
Flexible Options: Tailored refinancing plans to meet your goals.
Expert Guidance: Support throughout the refinancing process.
how it works
Partnering in Your Real Estate Success
Consultation
Discuss your needs and financial goals with our experts.
Application
Complete a simple application to start the financing process.
Closing
Finalize your loan and receive the keys to your new home!
Testimonials
— Michael R.
I had an incredible experience with them. The team was attentive and helped me navigate the mortgage process smoothly. Thanks to their expert guidance, I was able to secure my dream home without any hassle. Highly recommend!
— Sarah T.
The support I received from them was outstanding! They took the time to understand my needs and found the perfect financing solution for my investment property. I couldn't have done it without them!
Frequently Asked Questions
1. What types of properties do you finance?
We finance residential investment properties with 1–4 units that are vacant or non-owner occupied. This includes properties for flips, new construction, rentals (short, mid, or long-term), and raw land for development. We do not finance primary residences, rural properties, or commercial buildings.
2. Do I need to show income or employment history to qualify?
No. Our loans don't require income documentation, tax returns, or employment verification. Approval is based primarily on the asset, credit profile, and project strategy—not personal financials.
3. How fast can I get approved and funded?
You can receive a term sheet or proof of funds letter in as little as 3 minutes, with no credit check required. Loan closings typically happen within 5 to 14 business days, depending on the property type and loan product.
4. Can I borrow through an LLC or partnership?
Yes. We welcome investors using LLCs, LPs, or corporations, even newly formed entities. You can also partner with up to 6 investors on a single deal, making our loans ideal for joint ventures.
We are dedicated to helping you achieve your lending goals with personalized service and expert guidance. For more information or assistance, feel free to reach out to us anytime!
Apply Now at myportfolioloan.com